The Akhuwat Agriculture Loan Scheme is a crucial initiative by Akhuwat Foundation aimed at supporting small farmers and agricultural workers in Pakistan. This interest-free loan helps farmers purchase seeds, fertilizers, tools, and other essentials required for farming, thereby increasing productivity and income.
Agriculture is the backbone of Pakistan’s economy, yet small-scale farmers often lack access to affordable financial resources. To address this, Akhuwat offers interest-free agricultural loans to empower rural communities and help them achieve economic sustainability.
Duration :10 – 36 months
Range :10,000 to Rs.50,000
Profit Range : 0% Interest Rate
Initial Application Fee: Up to Rs. 200
The loan amount depends on the type of farming activity, landholding size, and the applicant’s financial need.
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Eligible Uses -Agriculture loan
Farmers can use this loan for:
- Purchasing seeds, fertilizers, or pesticides
- Buying or repairing agricultural tools
- Renting farming equipment
- Supporting irrigation and land preparation
- Covering harvesting costs
The loan is given under the Qarz-e-Hasna model, ensuring zero interest and a focus on community welfare.
Eligibility Criteria for Akhuwat Agriculture Loan Scheme:
To qualify for the Akhuwat Agriculture Loan, applicants must meet the following conditions:
- Must be a Pakistani citizen
- Age between 18 and 62 years
- Should be a small farmer or agricultural worker
- Must have proof of land ownership or tenancy
- Good reputation in the local community
- Must be willing to repay in due time
How to Apply Akhuwat Interest free loan?
Step-by-Step Application Process
- Visit the nearest Akhuwat branch
Locate your nearest Akhuwat office or mosque center. - Obtain and fill the application form
Provide personal details, income information, and your business plan. - Attach required documents
Include CNIC copy, two passport-size photos, proof of residence, and a business plan. - Submit the form and attend an interview
Akhuwat’s field officers will verify your details and may visit your residence or business. - Loan approval and disbursement
Once approved, the loan is disbursed either in full or in installments, depending on the business type.
How to Apply for Akhuwat Loan Online?
Akhuwat does not offer any online application platform for loans. All applications must be submitted in person at the nearest Akhuwat branch or mosque center.
⚠️ Beware of Scammers
- Akhuwat does not accept loan applications via WhatsApp, Facebook, or any unofficial websites.
- Never share your personal documents or pay money to individuals claiming to offer Akhuwat loans online.
- Do not contact random phone numbers shared in social media groups or comments — these are likely scams.
Always verify information by visiting the official Akhuwat website: https://www.akhuwat.org.pk or calling their official helpline